It sure sounds enticing: Making a lot of money for only a little bit of work. Who wouldn't love that? Sadly, it's a scam that many college students are falling for, and they're getting in as much trouble as the scammers.
"This is a crazy scam, it has a crazy name ... card cracking," said Kathleen Calligan with the BBB. "Students in Memphis, Chicago, also Seattle, they're already victims."
Calligan said it's only a matter of time before it hits college campuses in the Midstate.
This is how it works: The scammers troll popular hangout spots looking for easy prey like restaurants and fitness clubs. They strike up a conversation, gain your trust and ask you if you'd like to make a few extra bucks. They say all you have to do is deposit their check into your bank account, then withdraw half the money and give it to them.
The only problem is that the check is fake.
Calligan said the scammers prey on college students because they know there's student loan money in their accounts and that many students' accounts are linked to the parents' accounts.
Damian Jones, a sophomore at Vanderbilt University, said he understands why some students might fall for it.
"Most of us probably need money and we're probably low on it and it's just something that you need and they don't really think about it, but they just go ahead and act on it," he said.
All the more reason Calligan warns not to fall for it.
"If you've pulled funds on that deposited check, you'll be responsible for it," she said.
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Tuesday, September 2 2014 3:22 PM EDT2014-09-02 19:22:14 GMT
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