Companies offering traffic ticket insurance - WSMV News 4

Companies offering traffic ticket insurance

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(Source: CBS 5 News) (Source: CBS 5 News)

Getting a ticket isn't something most of us budget for, so when you get pulled over the fine really hurts most of our pocketbooks, but now there's ticket insurance.

"For me, being a student, getting a $300 to $400 ticket out of my pocket is not easy for me to pay so this is something to ease my fear about something like that," Aaron Dickerson said.

Dickerson heard that a new company called Tickets Bite was offering ticket insurance.

"I believe the program I set up was for $50 and it covers me for the whole year and if I don't get a ticket by the end of the year, I actually get a rebate back if I don't get a ticket, so it's kind of like if I am a good driver, I get rewarded for it, so it's really a win-win for me," Dickerson said.

Tickets Bite isn't the only company of it's kind, others like Trafficare International offer the same deal. CBS 5 News spoke with the owner of Tickets Bite who said his company is 1-month-old and already has 1,000 customers and covers most major violations such as speeding, illegal U-turns, no turn signal, going through a stop light or stop sign. And they cover traffic light fees.

The yearly premium can run you anywhere from $50 to about $200, depending on how much coverage you want.

Alberto Gutier from the Governor's Office of Highway Safety said they think the insurance doesn't cover what's really important and might make frequent speeders more lax about the law.

"It's great to have insurance for your speeding ticket, but what happens to your driver's license, it could get suspended and if you get too many points, it could get revoked," Gutier.

But drivers like Dickerson said the insurance does just the opposite for him.

"I definitely think it does not make me less inhibit and as far as speeding, it just gives me that extra safety net," he said.

The owner of Tickets Bite said there are two types of tickets they don't cover: DUIs and using a mobile device while driving.

Copyright 2013 CBS 5 (KPHO Broadcasting Corporation). All rights reserved.

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