NASHVILLE, Tenn. -- A Spring Hill couple thought they were paying their mortgage every month until they came home and found a lock on the door.

Video: Couple Evicted From Home After ID Theft

On Tuesday, Seth Hobgood and his fiancé, Ami, came home to find everything they own spread across the front yard.

"Not only were the impersonal items, such as electronics and furniture outside, but also the personal things like pictures and underwear and things you just don't want people to see. There was stuff every where. It looked like a tornado hit our house," said Hobgood

A sheriff's deputy tapped an eviction notice taped to their door, and their bank foreclosed on the home.

"The only documentation we have regarding the foreclosure at all is right there on the door," said Hobgood.

After a phone call to their mortgage company, they found out that a notice of the foreclosure had been printed in the paper three separate times, but they never saw it.

Also, a certified letter was sent to their home.

"We're not here during the day. They said they sent a certified letter. They said they did, but we weren't here to sign for it," said Ami Hobgood

She said she wrote the mortgage company a check every month and saw money being withdrawn from the account.

It turns out that someone stole her identity and was cashing in.

Unknown to her, those checks to the mortgage company bounced.

"Someone had been siphoning funds from our account that we were using to pay the mortgage and someone opened two credit cards, which $20,000 had been charged," said Seth Hobgood.

By law the mortgage company did everything required to notify the couple of the foreclosure, but the couple said it wasn't enough.

"You could just have three ads in a paper that you never read, and a certified piece of mail that never gets to you, and your stuff is in the yard, and you are out of a house," said Seth Hobgood.

The bank is going to reimburse the couple for the fraudulent charges to their account.

But it's not clear if anything can be done about the foreclosure on their home.

They are seeking legal advice from an attorney to figure out what to do next.