The scenarios presented are based on actual questions and specific mortgage loan case studies. Individual results are based on eligible program guidelines as to credit, income, and subject property. Your unique situation will likely produce different results. Interest rates, fees and other costs are subject to change. APR, when used, means Annual Percentage Rate. Candidates are encouraged to call Farmington Financial Group, LLC at 615-864-7580 for eligibility, qualification requirements and related costs. Farmington Financial Group, LLC is an Equal Housing Lender. Harlan Holmes, Loan Originator, NMLS number 747382.